OnTRAC Services
It takes more than just a loan to build a business from the ground up. That's why OnTRAC, ACCION's Training, Resource, and Advising Center provides business owners with free financial and business training needed to take their business to the next level.
One-on-One Business and Credit Consulting
ACCION clients can meet one-on-one with an OnTRAC consultant to learn more about:
- Credit management - Learn how to build and maintain good credit or improve your credit, which will help you qualify for larger loans or lower interest rate credit cards in the future.
- Business recordkeeping - Establish records so you know which products sell and where your business stands.
- Cash flow - Make wise decisions and better plan for the future of your business.
- Marketing - Determine a marketing strategy and discuss low-cost marketing ideas.
- Writing a business plan - Learn the components of a strong business plan that will help guide your business to the next level.
- Local business resources - We'll put you in touch with our network of community partners to help with additional business needs.
Schedule an OnTRAC appointment
Free Seminars and Workshops
OnTRAC offers free workshops and training in NYC and New Jersey, open to the public. Learn more about business, financial literacy, and credit management topics. Workshops conducted in English, Spanish, and French are held at ACCION's office or at partner organizations in all five boroughs. View our workshop calendar for a listing of seminars in your community!
Referrals to Small Business Resources
Through our network of partner organizations, clients can receive free or low cost assistance with business plans, legal issues, accounting, taxes, licensing and other services to strengthen their businesses. View ACCION's small business resource list.
Additional Financial Literacy Resources for Women
ACCION's Women's LINK program offers additional financial literacy resources for women. An OnTRAC consultant will meet with you one-on-one at your business once per quarter to ensure business success.