Our Loan Products

An ACCION loan is a solution that works

At ACCION New York and New Jersey, it's never too late to establish good credit and build your business. We take the time to look at more than just your credit, offering the expert advice, flexibility, and commitment it takes to help you get a loan as quickly as possible. We offer loans for New york City (NYC) and New Jersey small businesses, as well as free credit and business training.

A loan with ACCION offers

The opportunity to build credit - We report to the major credit bureaus.
A personalized application process - We make applying for a loan easy. Your loan consultant will work with you one-on-one to assemble the strongest loan application possible.
Access to free credit and business training - Clients have access to FREE business and credit consulting through OnTRAC, our Training, Resource, and Advising Center.
Excellent customer service - ACCION's Customer Service Team is available to answer your account questions in English, Spanish, and French!

Loans to meet the needs of New York City and New Jersey's small business owners

Business Loans from $500 to $50,000 - With a business term loan up to $50,000, New York City (NYC) and New Jersey small business owners can get the loans needed to increase inventory, renovate their businesses, upgrade equipment, and more!
Business Lines of Credit - A revolving line of credit up to $25,000 is a flexible financing solution that lets you borrow the money you need when you need it.
Start-up Small Business Loans - Start-up business loans are designed exclusively for businesses less than six months old. We'll give your SBA or bank loan application a second look!
Individual Loans to Establish and Build Credit - A positive credit history is the key to a successful financial future. Establish your first trade line on your credit report with a credit building loan starting from $500. We report to the major credit bureaus.
Group Loans - Groups comprised of three to five business owners unite to support each other's loans and businesses.

Loan Terms range from 6 to 60 months.